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Terms and Conditions

Last updated: August 4, 2026

Agreement to Our Terms

By accessing this website, you agree to be bound by these Terms and Conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials on this website are protected by applicable copyright and trademark law.

1. Overview of Services

The Alford-Banks Group provides insurance-related services to help individuals understand and manage their Medicare, health, and life insurance options, including consultation, plan comparisons, and enrollment support. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer.

2. User Obligations

By using our Services, you agree to provide accurate and complete information, comply with all applicable laws and regulations, and refrain from any unlawful or prohibited activity, including unauthorized access to our systems or misuse of our Services.

3. Intellectual Property Rights

All content on this website, including text, graphics, logos, and images, is owned by The Alford-Banks Group or its licensors and is protected by intellectual property laws. You may not use, copy, or distribute any content without our prior written consent.

4. Third-Party Links

Our website may contain links to third-party websites or services. We do not control or endorse these third parties and are not responsible for their content or practices. Accessing third-party sites is at your own risk.

5. Limitation of Liability

IN NO EVENT WILL THE ALFORD-BANKS GROUP BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION, ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON THIS WEBSITE, EVEN IF WE HAVE BEEN NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGE. Because some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

6. Dispute Resolution

Any disputes arising out of or relating to these Terms or our Services will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will take place in the State of Georgia, and you agree to submit to this jurisdiction for the purpose of resolving any such disputes.

7. Termination of Services

We reserve the right to terminate or suspend your access to our Services at our sole discretion, including if you violate these Terms. Upon termination, your right to use our Services will cease immediately.

8. Corrections and Revisions

The materials on this website could include technical, typographical, or other errors. We do not warrant that any materials on this website are accurate, complete, or current, and we may make changes at any time without notice.

9. Modifications to Terms

We may update these Terms from time to time without notice. Any changes will be posted on this page with an updated effective date. Your continued use of our Services after any changes constitutes your acceptance of the revised Terms.

10. SMS Text Messaging

The Alford-Banks Group reaches out by text only to contacts who have requested information by filling out a form on our website — we do not send unsolicited text messages. To stop receiving SMS messages from us, reply “STOP” to any text; we will confirm your unsubscribe status. To rejoin, sign up again as you did initially. If you experience issues with our messaging program, reply “HELP” or contact us using the details below. Carriers are not liable for delayed or undelivered messages. Message and data rates may apply. For privacy-related inquiries, please refer to our Privacy Policy.

11. Contact Us

THE ALFORD-BANKS GROUP
Phone: (678) 578-6318
Email: info@thealfordbanksgroup.com

The Alford-Banks Group. All rights reserved. We are not connected with or endorsed by the United States government or the federal Medicare program.

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